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Searching for: topic is "Annuities and Income Drawdown"

Surveys listed in reverse order of publication date

Results 1-15 of 670. Go to page: 1  2  3  4  ...  44  45  
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Heavy falls leave annuity income closer to record low
Heavy falls leave annuity income closer to record low
Moneyfacts
24 Jul 2019 United Kingdom Annuities and Income Drawdown
According to data from the latest Moneyfacts UK Personal Pension Trends Treasury Report, annuity rates fell heavily in Q2 2019. The average annual standard annuity income has decreased by 5.5% since the start of the year, putting annuities on track for their heaviest annual fall since 2014.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jul 2019 or click here (this link will not work in all circumstances). For further information about Perspective click here.

BE1160022   Click here to contact the authors.
 
No such thing as a typical drawdown customer
No such thing as a typical drawdown customer
Royal London
19 Jul 2019 United Kingdom Annuities and Income Drawdown
According to data from Royal London's Drawdown Governance Service, individuals are taking income at rates varying from 4% to 10% depending on their pot size and income requirements. Whilst an annual income withdrawal rate of 4-5% has generally been considered as sustainable, the figures revealed two broad groups of customers using income drawdown in different ways.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jul 2019 or click here (this link will not work in all circumstances). For further information about Perspective click here.

7B1159847    
 
Risk Settlement Market 2019
Risk Settlement Market
Aon
Jul 2019 United Kingdom Annuities and Income Drawdown, Pension Buy-out Companies, Investment - General, Longevity
Aon has published the 2019 edition of its Risk Settlement Market Review, which looks at the latest activity in the market for bulk annuities, longevity swaps and other pension risk transfer options. According to the report, 2018 was a record year for the bulk annuity market, as had been widely predicted, with £30bn of risk being transferred across the year. The review suggests that key factors driving the high levels of activity in the market included improved scheme funding, with more schemes coming close to settling their liabilities, and extremely favourable pricing in the market, driven by better illiquid asset sourcing capabilities and competition.
92116248D Click here to view the full summary.  
 
Mass confusion over drawdown as half of retirees unaware they can vary income
Mass confusion over drawdown as half of retirees unaware they can vary income
Zurich UK
19 Jun 2019 United Kingdom Advisers, Annuities and Income Drawdown, Investment - General
According to research by Zurich, more than half of people in drawdown are unaware they can vary their income up or down, or halt it altogether. This is equivalent to 307,000 people and potentially leaves drawdown investors at risk of taking an unsustainable level of income. The research also showed that 35% of non-advised consumers understand they can reduce their drawdown income, compared to 77% of consumers receiving advice.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jun 2019 or click here (this link will not work in all circumstances). For further information about Perspective click here.

C911555FD   Click here to contact the authors.
 
Buy-in monitoring service - May 2019
Buy-in monitoring service
Hymans Robertson
20 May 2019 United Kingdom Annuities and Income Drawdown, Pension Buy-out Companies, Investment - General
Hymans Robertson has published the latest edition of its buy-in monitoring service, in which it reports that there are early signs of pensioner buy-in pricing being impacted by business volumes. Following a record breaking 2018, the volume of buy-in and buy-out transactions completed over the first quarter of 2019 has remained high. Over this period, insurers have continued to deliver the level of pricing required by schemes.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> May 2019 or click here (this link will not work in all circumstances). For further information about Perspective click here.

B01152821    
 
Nervous investors need advice 4 years into Pension Freedoms
Nervous investors need advice 4 years into Pension Freedoms
AEGON
6 May 2019 United Kingdom Advisers, Annuities and Income Drawdown, Pension Reform
Aegon has published research marking the fourth anniversary of the introduction of pension freedoms showing a change in retirement patterns. The results show that the 250 advisers surveyed reported that, on average, 74% of assets are invested in drawdown compared to just 16% in annuities and 10% in cash, a significant 38% of the advisers said running out of money in retirement was among the top three concerns their clients had.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> May 2019 or click here (this link will not work in all circumstances). For further information about Perspective click here.

7611505DD    
 
The New Social Contract: Empowering individuals in a transitioning world
Aegon Retirement Readiness Survey 2019
AEGON
May 2019 United Kingdom, WORLDWIDE Annuities and Income Drawdown, Longevity, Savings, State Pensions
Aegon has published its eighth annual Retirement Readiness Survey, in which it analyses how prepared individuals are for retirement and recommends a New Social Contract for retirement based upon its findings. The 2019 survey reveals that 68% is the proportion of current income workers think they will need in retirement but only 25% of today's workers believe that they are on course to achieve their retirement income. The survey also highlights that there has been little improvement in retirement readiness among workers as measured by the Aegon Retirement Readiness Index (ARRI), which in 2019 was 6.0, only slightly higher than the score of 5.2 recorded in 2012.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> May 2019 or click here (this link will not work in all circumstances). For further information about Perspective click here.

8E115243E   Click here to contact the authors.
 
Seven in ten over 55s unaware of opportunity to boost retirement income
Seven in ten over 55s unaware of opportunity to boost retirement income
Hargreaves Lansdown
25 Apr 2019 United Kingdom Annuities and Income Drawdown
A study by Hargreaves Lansdown has revealed that seven out of ten savers, aged over 55, do not know that their annuity can be enhanced because of a health or lifestyle condition. Ailments or bad habits can, on average,  increase pension payouts by 14%.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Apr 2019 or click here (this link will not work in all circumstances). For further information about Perspective click here.

A611490B6   Click here to contact the authors.
 
Pensions Buzz
Pensions Buzz
Professional Pensions
24 Apr 2019 United Kingdom Annuities and Income Drawdown, Automatic Enrolment, Investment - Ethical and SRI, Master Trusts, Trustees
Professional Pensions has published the latest edition of Pensions Buzz, a weekly survey which monitors the attitudes and opinions of the industry. This edition's questions include:
  • The Government spent £800,000 on the Gogglebox series of auto-enrolment adverts. Do you think this represents good value for money?;
  • Should the minimum number of trustees on master trust boards be increased from three to five given their increasing scale?;
  • Do you agree with CMA proposals for audit and consultancy businesses to be legally separated?;
  • Should IGC remits be expanded to include assessment of providersí drawdown facilities?; and
  • Do very mature schemes close to buying out need to worry about ESG risk?

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Apr 2019 or click here (this link will not work in all circumstances). For further information about Perspective click here.

D5114921A    
 
It's more than money
It's more than money
Principal Financial Group
22 Apr 2019 United States Annuities and Income Drawdown, Countries - US, Investment - General
According to new research commissioned by Principal Financial Group, annuities help improve retirement outcomes compared to investments alone. This is demonstrated by three case studies which look at combination strategies using both annuities and investments compared to traditional investments-only portfolios.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Apr 2019 or click here (this link will not work in all circumstances). For further information about Perspective click here.

E011489FA    
 
New insight provides snapshot of pension freedom behaviour
New insight provides snapshot of pension freedom behaviour
Canada Life
25 Mar 2019 United Kingdom Annuities and Income Drawdown, Pension Reform, Taxation
Canada Life has commissioned research looking at the behaviours of people who have flexibly accessed their pension savings over the past four years since the introduction of pension freedoms. The research shows that 68% of people accessing their pension are not currently using a financial adviser to help with their retirement planning and 66% did not shop around before buying a pension product from their pension provider.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Mar 2019 or click here (this link will not work in all circumstances). For further information about Perspective click here.

411145247    
 
Pension freedoms four-year anniversary: are savers withdrawing sensibly or splurging irresponsibly?
Pension freedoms four-year anniversary: are savers withdrawing sensibly or splurging irresponsibly?
AJ Bell
11 Mar 2019 United Kingdom Annuities and Income Drawdown, Investment - General, Pension Reform
A survey by AJ Bell has indicated that, on average, regular annual withdrawals under the pension freedoms are 4.7% of fund value, almost a third lower than 12 months ago.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Mar 2019 or click here (this link will not work in all circumstances). For further information about Perspective click here.

8011428B7   Click here to contact the authors.
 
New research reveals pension freedoms gender divide
New research reveals pension freedoms gender divide
AJ Bell
7 Mar 2019 United Kingdom Annuities and Income Drawdown, Equality, Investment - Performance, Pension Reform
Research commissioned by AJ Bell has revealed that 5% of women describe their knowledge of the pension freedom reforms as "very good", compared to 18% of men. The research also found that women who have entered income drawdown since the launch of the pension freedoms in April 2015 have retirement pots worth £118,000 on average. This is 34% less than the average man who has a retirement pot of £179,000.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Mar 2019 or click here (this link will not work in all circumstances). For further information about Perspective click here.

E9114239E    
 
91% of employers believe employees do not understand the tax rules when withdrawing money from their pension
91% of employers believe employees do not understand pension tax rules
Wealth at Work
4 Mar 2019 United Kingdom Annuities and Income Drawdown, Taxation
According to a survey by Wealth at Work, 91% of employers do not think that employees understand the tax rules when withdrawing money from their pension. The survey also found that many employees are unaware that they could potentially reduce or even eliminate tax charges on their retirement income by using the tax allowances and reliefs available.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Mar 2019 or click here (this link will not work in all circumstances). For further information about Perspective click here.

B311436E0    
 
LCP pensions de-risking report: Buy-ins, buy-outs and longevity swaps
Pensions de-risking report
Lane Clark & Peacock (LCP)
Mar 2019 United Kingdom Annuities and Income Drawdown, Pension Buy-out Companies
Lane Clark & Peacock has published its latest report on the buy-in, buy-out and longevity swap market. The report revealed that total buy-in and buy-out volumes reached a record-breaking £24.2bn in 2018 and explores whether pension plan demand could outstrip the available insurance capacity for the first time in 2019.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Mar 2019 or click here (this link will not work in all circumstances). For further information about Perspective click here.

AD11450FB    
 

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