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Searching for: researcher is "towergroup"

Surveys listed in reverse order of publication date

Results 1-15 of 15.

Legal and regulatory actions aimed at annuities market fuels major changes for insurance industry
An examination of the challenges of monitoring and determining annuity "suitability"
TowerGroup
27 Sep 2007 United States Regulatory Bodies (excl. tPR), Countries - US, Case References and Dispute Resolution, Annuities and Income Drawdown
A new research report from TowerGroup entitled "Annuity Suitability: The Ball's in Everyone's Court" finds that insurance companies who proactively evaluate and implement systems for monitoring annuity suitability beyond current regulatory requirements will not only reduce their risk of being on the receiving end of litigation - they will help consumers feel more comfortable with annuity products and enhance the industry's reputation.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Sep 2007 or click here (this link will not work in all circumstances). For further information about Perspective click here.

C739339B   Click here to contact the authors.
 
New TowerGroup research explores Pension Protection Act's impact on defined contribution and defined benefit plans
Participant contributions to 401(k) and other DC retirement plans to double by 2011
TowerGroup
20 Feb 2007 United States Scheme Issues & Trends, Legislation, Countries - US, Administration
New research from TowerGroup finds that total participant contributions in defined contribution plans will nearly double between 2007 and 2011. In the meantime, traditional pension plans will continue to decline. By 2011, TowerGroup expects only 11% of U.S. employees to have defined benefit plans (the more traditional pension plan) as their sole company-sponsored retirement plan option.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Feb 2007 or click here (this link will not work in all circumstances). For further information about Perspective click here.

9C36496A   Click here to contact the authors.
 
Financial institutions must segment effectively to capture multi-trillion-dollar retirement asset opportunity
Many US households to consolidate assets with single advisor
TowerGroup
24 Oct 2006 United States Scheme Issues & Trends, Investment - General, Funding and Minimum Funding Requirement, Countries - US, Advisers
Financial institutions are on the cusp of a multi-trillion-dollar opportunity to gain assets by providing efficient and effective retirement income planning services for the growing percentage of the population in or near retirement, according to new research from TowerGroup. The study predicts that the challenges inherent in retirement income planning and asset decumulation will soon prompt many US households to consolidate assets with a single advisor.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Oct 2006 or click here (this link will not work in all circumstances). For further information about Perspective click here.

96351761   Click here to contact the authors.
 
New TowerGroup research suggests method for spending your way to retirement security
New TowerGroup research suggests method for spending your way to retirement security
TowerGroup
10 Apr 2006 United States Savings, Pensioners & Retirement, Countries - US
New research from TowerGroup notes that the dramatic disparity between a mountainous retirement goal, and the meager savings potential of a worker just starting his/her career, is a major psychological barrier to getting an early start on saving. Further, lending discussions for new cars and first homes tend to focus on maximizing spending for these items - rather than achieving a workable balance between housing and transportation today, versus future spending needs in retirement.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Apr 2006 or click here (this link will not work in all circumstances). For further information about Perspective click here.

DD3285CD   Click here to contact the authors.
 
2005 IT Spending Crossroads in the US Financial Services Industry: Plotting Roadmaps for Growth
US Financial Institutions' spend on technology
TowerGroup
Feb 2005 United States Technology & Systems
This research reveals that, in 2005, the US financial services industry will again spend more on information technology than any other country in the world. US financial institutions will invest $117.8 billion in information technology, representing growth of approximately $5 billion in IT spending over 2004.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Feb 2005 or click here (this link will not work in all circumstances). For further information about Perspective click here.

3C28419F   Click here to contact the authors.
 
Global Securities Industry IT Spending to hit $71.5bn in 2004
Global Securities Industry IT Spending
TowerGroup
May 2004 WORLDWIDE Technology & Systems
With the global securities industry now emerging from a three plus year slump,  this research states that IT budgets are again on the rise. The research finds that while the double digit IT spending increases (characteristic of the 1990s) are a thing of the past, firms are now ready to invest in technology at a controlled and measured pace.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> May 2004 or click here (this link will not work in all circumstances). For further information about Perspective click here.

422420A5   Click here to contact the authors.
 
Sarbanes-Oxley and Insurance: Requirements, Hype and Opportunity
Sarbanes-Oxley regulations and their effects on insurers
TowerGroup
May 2004 United States Corporate Governance, Technology & Systems
According to this study, the majority of insurance companies already maintain a rigorous corporate governance model to protect the financial interests of their policyholders and shareholders. However, this research finds insurers are realising that the Act can serve as a catalyst for long term financial systems architecture strategy and process improvements.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> May 2004 or click here (this link will not work in all circumstances). For further information about Perspective click here.

192296E9   Click here to contact the authors.
 
IT Spending on Customer Knowledge Technologies: Healthy Increases Across Most Regions
Financial Institution spending on Customer Relationship Management (CRM) technologies
TowerGroup
Mar 2004 WORLDWIDE Technology & Systems

The researcher says that the heyday of customer relationship management (CRM) may be long gone, but reports of CRM’s demise are greatly exaggerated. This research finds that while the rate of growth may be off from the high levels experienced in the 1990s, financial services institutions worldwide spent over $5 billion on these technologies in 2003, an investment expected to grow to $7.1 billion by 2008. 

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Mar 2004 or click here (this link will not work in all circumstances). For further information about Perspective click here.

192140FD   Click here to contact the authors.
 
Life Insurance Distribution: Turn Up the Volume, Turn Down the Costs
Insurance distribution issues
TowerGroup
Mar 2004 United States Miscellaneous

With the number of career life insurance agents on the decline, this research urges insurers to explore non traditional distribution outlets as a means to mitigate potential future losses. These channels include banks and wirehouses, where life insurance premium sales have traditionally been elusive. The researcher says the distribution of life insurance through non traditional channels is an area of growth for those insurers willing to invest in long term opportunities.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Mar 2004 or click here (this link will not work in all circumstances). For further information about Perspective click here.

67213965   Click here to contact the authors.
 
7 Top Business & Technology Drivers Reshaping Retail Brokerage Industry
Research amongst retail brokerage firms
TowerGroup
Jan 2004 United States Technology & Systems, Investment - General

This research maintains that the retail brokerage industry continues to be battered by a complex and confusing series of challenges including a collapse in pricing structures, reduced return on IT investments, shaken value propositions and an ongoing crisis in consumer confidence. The research asserts that these challenges may change not just the way retail brokerage firms conduct their day to day business, but may begin to redefine the industry as a whole.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jan 2004 or click here (this link will not work in all circumstances). For further information about Perspective click here.

BC2018C3   Click here to contact the authors.
 
Perspectives Across Financial Services Institutions: 2004 and Beyond
A study of the global financial services industry
TowerGroup
Nov 2003 WORLDWIDE Technology & Systems
The researcher says that, seeking its way out of a global recession, the financial services industry steered through 2003 in a cost containment mode. While IT budget pressure continues across all financial sectors, banking, securities and insurance institutions are now dedicating an increasing portion of their total technology investments to new initiatives, thanks to a budding focus on strategic cost management.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Nov 2003 or click here (this link will not work in all circumstances). For further information about Perspective click here.

241866BE   Click here to contact the authors.
 
Top 5 trends driving institutional brokerage technology decisions
Institutional brokerage technology decisions
TowerGroup
Aug 2003 United States Technology & Systems, Investment - General
While institutional brokerages remain bound by strict budgetary constraints, an array of forces are driving them to invest in technologies that will help them keep pace with dynamic changes in market structures, meet a host of new compliance/regulatory issues, and gain the competitive advantage afforded by new technology architectures.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Aug 2003 or click here (this link will not work in all circumstances). For further information about Perspective click here.

CD15884E   Click here to contact the authors.
 
The Money’s Back Under the Mattress
Study of Retail Investors' investment habits
TowerGroup
Jul 2003 United States Savings, Investment - General
This research says that, in recent years. the securities industry has lost its most prized possession: the client’s trust. Retail investors have moved their money to the sidelines in droves, reeling from crises in corporate governance, a continuingly fragile economy and geopolitical instability. This has left the securities industry wondering just what will lure those assets out from under the mattress and back into the markets.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jul 2003 or click here (this link will not work in all circumstances). For further information about Perspective click here.

53149270   Click here to contact the authors.
 
Don’t Look Now, But Trading Volumes Are Actually Up: Counting Shares versus Trades
Research into Financial Market Volumes
TowerGroup
Jun 2003 United States Investment - General
This research challenges the widespread securities industry assumption that market volumes are way down. Although this popular wisdom may be correct by some measures, the metrics that matter most tell a different story: trade volumes are at their highest historical levels.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jun 2003 or click here (this link will not work in all circumstances). For further information about Perspective click here.

991429ED   Click here to contact the authors.
 
IT Spending at European Financial institutions
IT Spending at European Financial institutions
TowerGroup
May 2003 Europe (including EU) Technology & Systems

Financial institutions in the 15 member countries of the European Union are suffering the adverse effects of the worldwide economic downturn and plunge in the global capital markets. In an effort to staunch the bleeding from the simultaneous deterioration of multiple lines of business, EU institutions have been forced to combat rising cost/income ratios with rigid cost-cutting and restructuring measures. This research finds that despite this intense focus on cost-cutting, IT spending will grow modestly over the next three years. 

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> May 2003 or click here (this link will not work in all circumstances). For further information about Perspective click here.

8C1341F3   Click here to contact the authors.
 

Results 1-15 of 15.