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Searching for: researcher is "royal london"

Surveys listed in reverse order of publication date

Results 1-15 of 36. Go to page: 1  2  3  
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Half of income drawdown customers have an income likely to last them for life
Half of income drawdown customers have an income likely to last them for life
Royal London
15 Nov 2018 United Kingdom Annuities and Income Drawdown
According to research from Royal London, only 47% of drawdown customers are taking an income which has around an 85%  chance of lasting them for the rest of their life.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Nov 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here.

801129370   Click here to contact the authors.
 
Pension Tax Relief: Where will the Chancellorís Budget axe fall?
Royal London Policy Paper 27
Royal London
Oct 2018 United Kingdom Pension Reform, Taxation
Royal London's latest policy paper looks at the pension tax relief regime, setting out some of the reasons why the Chancellor may seek to raise revenue through changes to pension taxation. It also considers the various aspects of the regime, how each works, what has happened in recent years and what might change. Royal London's position is that pension tax relief should be left alone.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Oct 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here.

D8112373D    
 
Will housing wealth solve the pensions crisis?
Royal London Policy Paper 23
Royal London
Aug 2018 United Kingdom Pensioners & Retirement
Royal London's latest policy paper looks at the dramatic increase in home ownership amongst individuals aged 65 and over and asks whether housing wealth could solve the UK's pensions crisis. However, the analysis warns that for the majority of households, housing wealth is unlikely to be a Ďget-out-of-jailí free card.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Aug 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here.

7011139F1    
 
Graduates who make the wrong decision about their student debt "could miss out on £75,000 from their pension pot"
Graduates who make the wrong decision about their student debt could miss out on pension
Royal London
14 Jul 2018 United Kingdom Automatic Enrolment, Funding and Minimum Funding Requirement, Savings
According to research from Royal London, graduates earning an average salary who opt out of their workplace pension, so that they can repay their student debt more quickly, are at risk of accumulating a pension pot £75,000 lower in todayís prices than those who do not opt out.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jul 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here.

6C1110184   Click here to contact the authors.
 
Donít Chase Risky Income in Retirement
Royal London Policy Paper 22
Royal London
16 Jun 2018 United Kingdom Investment - Performance, Savings
Royal London's latest policy paper seeks to explain why attempting to generate high levels of natural income in a retirement pot may result in "seriously damaging consequences". According to the report, savers do not need to chase after investments with a high natural income and they would be better advised to focus on getting the risk/return trade off right by spreading investments across a range of asset classes.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jun 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here.

4D1105742   Click here to contact the authors.
 
Will we ever summit the pension mountain?
Royal London Policy Paper 21
Royal London
16 May 2018 United Kingdom Automatic Enrolment, Investment - Performance, Investment - Property
Royal London has published its twenty-first policy paper, entitled "Will we ever summit the pension mountain?", which looks at how much savers need in their pension pot to avoid an uncomfortable retirement. The research found that the amount has grown in size in real terms by three quarters since 2002 from around £150,000 to £260,000. The analysis also shows that falling levels of home ownership mean that younger generations who end up having to pay rent in retirement could need a total pot as high as £445,000 to avoid a slump in living standards when they stop work.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> May 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here.

411100183   Click here to contact the authors.
 
Official figures show shocking disparity in pension incomes
Official figures show shocking disparity in pension incomes
Royal London
2 Apr 2018 United Kingdom Equality, Pensioners & Retirement
Analysis of HMRC figures by Royal London has highlighted disparities in pension incomes even within the same region. While the mean income for London-based pensioners is £18,400 per year, this average ranges such from £37,900 in the City of London to just £12,800 in Barking and Dagenham.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Apr 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here.

F7109268C   Click here to contact the authors.
 
'New analysis reveals 'shocking surge' in gender gap in retirement incomes'
'New analysis reveals 'shocking surge' in gender gap in retirement incomes'
Royal London
26 Mar 2018 United Kingdom Equality
Analysis by Royal London of the DWP's Pensioner Income Series has revealed a growth in the gap between the retirement incomes of men and women. In 2006/07, the average retired single woman had a gross income of £294 per week and the average retired single man had a gross income of £325 per week, a gap of £31 per week. In 2016/17, this gap had nearly trebled to £85, with the average retired single woman now on £316 per week whilst the average retired single man is on £401 per week.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Mar 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here.

681091536   Click here to contact the authors.
 
Survey reveals employers open to pension contribution step ups alongside pay rises
Survey reveals employers open to pension contribution step ups alongside pay rises
Royal London
22 Mar 2018 United Kingdom Occupations/Industry Sectors, Savings
Royal London has published the results of a survey carried out by Harris Research on its behalf which looked at the views of more than 300 UK employers on workplace pensions and their plans for the future. It found that 77% of employers consider workplace pensions to be an 'important benefit', but only 6% believe that they bear the main responsibility to encourage workplace saving.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Mar 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here.

C2109038D   Click here to contact the authors.
 
Will Britain take the next pension contribution increase in its stride?
Royal London Policy Paper 20
Royal London
Mar 2018 United Kingdom Automatic Enrolment
Royal London has published its twentieth policy paper, entitled "Will Britain take the next pension contribution increase in its stride?", which looks at the first phase of automatic enrolment and the mandatory contribution rates rise to a combined 5% in April 2018 and to a combined 8% in April 2019. The paper argues that these rises will not lead to a rush to opt out of workplace pensions as a number of factors will combine to keep pension scheme membership at a high level.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Mar 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here.

D2108833F   Click here to contact the authors.
 
The Millennial Mosaic - Pensions Through the Ages
The Millennial Mosaic - Pensions Through the Ages
Royal London
1 Nov 2017 United Kingdom Automatic Enrolment, Savings
Royal London has conducted research among 1,500 millennials (aged 25-34) to understand the key influences on millennials’ future long-term pension savings. The research found that auto-enrolment is popular among millennials, with 71% deciding to not opt-out after being enrolled and a further 8% saying that they initially opted out but went back in.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Nov 2017 or click here (this link will not work in all circumstances). For further information about Perspective click here.

1510707A3    
 
New Royal London research shows that millennials are willing to save more
New Royal London research shows that millennials are willing to save more
Royal London
23 Aug 2017 United Kingdom Automatic Enrolment
Research by Royal London has revealed that 71% of millennials have decided not to opt out after being auto-enrolled into a workplace pension, while a further 8% say that they opted out but then re-enrolled.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Aug 2017 or click here (this link will not work in all circumstances). For further information about Perspective click here.

38105802A   Click here to contact the authors.
 
Has Britain really stopped saving?
Royal London Policy Paper 15
Royal London
Aug 2017 United Kingdom Pensioners & Retirement, Savings
According to Royal London's fifteenth policy paper "Has Britain really stopped saving?", changes in pension entitlements explain almost all of the drop in household saving over the period from the start of 2014 to the end of 2016. The three drivers of the fall in saving are listed as a reduction in employer contributions to DB pension schemes, a fall in interest rates which lowered DC saving returns and lowered the rate at which measured DB pension rights accrued, and a rise in the outflow from (mainly DC) pensions.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Aug 2017 or click here (this link will not work in all circumstances). For further information about Perspective click here.

C7105787E   Click here to contact the authors.
 
Surge in pension transfers 'worth more than the value of your home'
Surge in pension transfers 'worth more than the value of your home'
Royal London
19 Jun 2017 United Kingdom Pensioners & Retirement, Transfers, Taxation
According to figures from Royal London, there has been an increase of over 50% in the volume of transfers out of final salary pensions in the last year, with the most common transfer value standing between £250,000 and £500,000. When asked, 83% of people receiving advice cited the ability to provide more flexible income on retirement as the main reason to go ahead with the transfer.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jun 2017 or click here (this link will not work in all circumstances). For further information about Perspective click here.

C1102914   Click here to contact the authors.
 
Three million workers missing out on £2bn of 'buy-one, get-one free cash' from their employers
Three million workers missing out on £2bn of 'buy-one, get-one free cash' from their employers
Royal London
17 Jun 2017 United Kingdom Funding and Minimum Funding Requirement
Analysis from Royal London has revealed that more than three million people working for larger employers are missing out on around £2bn a year by failing to take up options under which their employers offer to match contributions to their workplace pension schemes. 

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jun 2017 or click here (this link will not work in all circumstances). For further information about Perspective click here.

3A10466B2   Click here to contact the authors.
 

Results 1-15 of 36. Go to page: 1  2  3  
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