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Searching for: researcher is "institute for fiscal studies (ifs)"

Surveys listed in reverse order of publication date

Results 1-15 of 53. Go to page: 1  2  3  4  
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The IFS Green Budget: October 2018
The IFS Green Budget
Institute for Fiscal Studies (IFS)
Oct 2018 United Kingdom Pensioners & Retirement, Public Sector Pensions, State Pensions, Taxation
In its latest Green Budget, funded by the Nuffield Foundation, the Institute for Fiscal Studies (IFS) has found that total public spending in 2017-18 amounted to 789.5bn, or 38.4% of national income. Government spending on social security, such as pensions and welfare, amounted to around 10.7% of national income.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Oct 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here.

F511240DB   Click here to contact the authors.
 
The use of financial wealth in retirement/The use of wealth in retirement
IFS Briefing Notes BN236 and BN237
Institute for Fiscal Studies (IFS)
11 Jun 2018 United Kingdom Annuities and Income Drawdown, Pensioners & Retirement, Pension Reform, Savings
The Institute for Fiscal Studies (IFS) has published two Briefing Notes on the use of wealth in retirement. According to the reports, the majority of financial wealth among those currently retired is likely to be bequeathed rather than used to finance retirement spending. Observed behaviour over the 2002-03 to 2014-15 period suggests that, on average, real net financial wealth is drawn down by 17% between the ages of 70 and 80 and by 31% between the ages of 70 and 90.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jun 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here.

3C1104474   Click here to contact the authors.
 
Subjective expectations of survival and economic behaviour
IFS Working Paper W18/14
Institute for Fiscal Studies (IFS)
16 Apr 2018 United Kingdom Annuities and Income Drawdown, Longevity, Savings, State Pensions
According to a new report from the IFS, as individuals are given more control over saving for retirement and use of pension wealth, their ability to plan for the future is increasingly important. The report found that around 65% of individuals could perceive that an annuity, priced according to average survival chances, offers an unfairly low income. The report also showed that deferral of the state pension, a choice analogous to annuity purchase, is rarely taken up despite being offered at a favourable rate.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Apr 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here.

1C1095248   Click here to contact the authors.
 
Can't wait to get my pension: the effect of raising the female state pension age on income, poverty and deprivation
IFS Working Paper W17/10
Institute for Fiscal Studies (IFS)
2 Aug 2017 United Kingdom Equality, State Pensions
Research by the Institute for Fiscal Studies (IFS) has revealed that increasing the female state pension age has strengthened public finances by an estimated £5.1bn per year. However, for the 1.1 million women affected, the net effect is that household incomes have fallen by an average of £32 per week.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Aug 2017 or click here (this link will not work in all circumstances). For further information about Perspective click here.

4F10552BF   Click here to contact the authors.
 
What happens when employers are obliged to nudge? Automatic enrolment and pension saving in the UK
IFS Working Paper W16/19
Institute for Fiscal Studies (IFS)
17 Nov 2016 United Kingdom Scheme Issues & Trends, Funding and Minimum Funding Requirement, Automatic Enrolment
The Institute for Fiscal Studies (IFS) has published research which exploits data on almost half a million jobs from April 2011 to April 2015 to look at how contributions to workplace pensions by private sector employers and their employees have been affected by auto-enrolment. The report claims that as a result of auto-enrolment, pension saving rose by £2.5bn per year by April 2015, while participation in workplace pensions among eligible private sector workers increased by 37 percentage points.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Nov 2016 or click here (this link will not work in all circumstances). For further information about Perspective click here.

D31011E4   Click here to contact the authors.
 
The Economic Circumstances of Different Generations: The Latest Picture
IFS Briefing Note BN187
Institute for Fiscal Studies (IFS)
30 Sep 2016 United Kingdom Scheme Issues & Trends, Scheme Design (inc. DB & DC), Pensioners & Retirement, Investment - Property, Investment - General, Automatic Enrolment
The Institute for Fiscal Studies (IFS) has published a report that looks at both the overall household wealth and the total income of different generations. According to the research, less than 10% of private-sector employees born in the early 1980s are active members of a DB scheme, compared to more than 15% of those born in the 1970s and nearly 40% of those born in the 1960s.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Sep 2016 or click here (this link will not work in all circumstances). For further information about Perspective click here.

671002EF   Click here to contact the authors.
 
Living Standards, Poverty and Inequality in the UK: 2016
Living Standards, Poverty and Inequality in the UK
Institute for Fiscal Studies (IFS)
19 Jul 2016 United Kingdom State Pensions, Savings, Pensioners & Retirement
The Institute for Fiscal Studies (IFS) has published a report on the distribution of household income in the UK. According to the findings, pensioner incomes have grown to the extent that, after housing costs, they are now the least likely major demographic group to be in income poverty. The report suggests that this trend has occurred due to a number of reasons, including the fact that pensioner benefits have been increased much more quickly than working-age benefits as well as the rising employment rate among older people.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jul 2016 or click here (this link will not work in all circumstances). For further information about Perspective click here.

C999002F    
 
The effects of taxes and charges on saving incentives in the UK
The effects of taxes and charges on saving incentives in the UK
Institute for Fiscal Studies (IFS)
16 Feb 2016 United Kingdom Taxation, Savings, Pension Reform, Automatic Enrolment
The Institute for Fiscal Studies (IFS) has published research on how tax and charges can affect how attractive different forms of savings are to consumers. According to the findings, pensions continue to be the most tax-efficient major savings vehicle with employer contributions being strongly favoured due to their generous treatment in the National Insurance system.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Feb 2016 or click here (this link will not work in all circumstances). For further information about Perspective click here.

869614C6   Click here to contact the authors.
 
The IFS Green Budget: February 2016
The IFS Green Budget: February 2016
Institute for Fiscal Studies (IFS)
8 Feb 2016 United Kingdom Taxation, State Pensions, Public Sector Pensions, Pensioners & Retirement
In its latest Green Budget, funded by the Nuffield Foundation, the Institute for Fiscal Studies (IFS) has found that public spending on services, excluding health, will be at its lowest level as a proportion of national income since 1948-49. The report revealed that the public sector pension obligations have increased to £1.3trn. In addition, efforts to encourage private investment have been disappointing, with the coalition Government’s Pensions Infrastructure Platform sourcing less than £1bn in total over its first four years of operation, against a target of £2bn every year.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Feb 2016 or click here (this link will not work in all circumstances). For further information about Perspective click here.

839591CA   Click here to contact the authors.
 
New public service pensions remain relatively generous despite cuts
New public service pensions remain relatively generous despite cuts
Institute for Fiscal Studies (IFS)
31 Mar 2015 United Kingdom Public Sector Pensions, Pension Reform, Legislation
Analysis by the Institute for Fiscal Studies (IFS) has shown that despite reforms coming into force today, public sector pensions are still more generous than private sector pensions. According to the research, 83% of public sector workers were DB pension scheme members in 2014, compared to 9% of private sector employees.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Mar 2015 or click here (this link will not work in all circumstances). For further information about Perspective click here.

6A903396   Click here to contact the authors.
 
Workplace pensions and remuneration in the public and private sectors in the UK
IFS Briefing Note BN151
Institute for Fiscal Studies (IFS)
Oct 2014 United Kingdom Public Sector Pensions, Funding and Minimum Funding Requirement
The Institute for Fiscal Studies (IFS) has published a report that estimates the value of employer-provided pensions and compares their value between public and private sector workers. The report also considers the effect that the inclusion of the value of workplace pensions has on the estimated differential between remuneration in the public and private sectors.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Oct 2014 or click here (this link will not work in all circumstances). For further information about Perspective click here.

2A869725   Click here to contact the authors.
 
Cash and Pensions: Have the elderly in England saved optimally for retirement
IFS Working Paper W14/22
Institute for Fiscal Studies (IFS)
9 Sep 2014 United Kingdom State Pensions, Savings, Pensioners & Retirement
Research by the Institute for Fiscal Studies (IFS) has revealed that among households in the lowest earnings quintile, optimal private wealth is 2% of the discounted sum of lifetime earnings. For households in the highest earnings decile, optimal private wealth is 22%.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Sep 2014 or click here (this link will not work in all circumstances). For further information about Perspective click here.

5C8635C7   Click here to contact the authors.
 
Retirement sorted? The adequacy and optimality of wealth among the near-retired
IFS Working Paper W14/23
Institute for Fiscal Studies (IFS)
9 Sep 2014 United Kingdom Savings, Pensioners & Retirement
Research by the Institute for Fiscal Studies (IFS) has revealed that 20% of households are estimated to have total pension income of less than 67% of average lifetime earnings, while 35% have total pension income of less than 80% of average lifetime earnings.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Sep 2014 or click here (this link will not work in all circumstances). For further information about Perspective click here.

BB86349B   Click here to contact the authors.
 
Labour supply effects of increasing the female state pension age in the UK from age 60 to 62
IFS Working Paper W14/19
Institute for Fiscal Studies (IFS)
Jul 2014 United Kingdom State Pensions, Pension Reform, Pensioners & Retirement
A report by the Institute for Fiscal Studies (IFS) has revealed that women’s employment rates at ages 60 to 61 were increased by 5.9 percentage points as a result of the state pension age increasing from age 60 to age 62 between April 2010 and March 2014.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jul 2014 or click here (this link will not work in all circumstances). For further information about Perspective click here.

2A8565D9    
 
Living Standards, Poverty and Inequality in the UK: 2014
IFS Report R96
Institute for Fiscal Studies (IFS)
Jul 2014 United Kingdom Pensioners & Retirement, Equality
A report by the Institute for Fiscal Studies (IFS) has revealed that pensioners have fared better than other age groups in the recession. The research revealed that median AHC income among pensioner households by 2012-13 was 5% higher than in 2009-10, having been 5% lower in 2007-08 and 20% lower as recently as 1992.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jul 2014 or click here (this link will not work in all circumstances). For further information about Perspective click here.

5485309B   Click here to contact the authors.
 

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