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Searching for: researcher is "financial services authority (fsa)"

Surveys listed in reverse order of publication date

Results 1-15 of 43. Go to page: 1  2  3  
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2010 survey of the persistency of life and pensions policies
2010 survey of the persistency of life and pensions policies
Financial Services Authority (FSA)
Oct 2010 United Kingdom Scheme Design (inc. DB & DC), Regulatory Bodies (excl. tPR)
The Financial Services Authority (FSA) has published its 2010 survey of the persistency of life and pensions policies. The research shows that persistency continues to fall for personal pensions and suggests a number of possible reasons for this, including negative publicity and higher levels of unemployment.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Oct 2010 or click here (this link will not work in all circumstances). For further information about Perspective click here.

586101ED   Click here to contact the authors.
 
Quality of advice on pension switching: an update
Quality of advice on pension switching: an update
Financial Services Authority (FSA)
Apr 2010 United Kingdom Advisers
The Financial Services Authority (FSA) has published the findings of its follow-up work to improve the quality of pension switching advice. The findings will see a number of firms carry out past business reviews that will deliver more than £150m in redress to customers. The FSA’s work has seen great improvement in the market with many firms reviewing past sales and procedures to deliver improved outcomes for customers. However, there remain a number of firms still giving high levels of unsuitable advice.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Apr 2010 or click here (this link will not work in all circumstances). For further information about Perspective click here.

D953524F    
 
FSA publishes aggregate complaints data for 2006-2008
Aggregate complaints data for 2006-2008
Financial Services Authority (FSA)
3 Sep 2009 United Kingdom Regulatory Bodies (excl. tPR)
The Financial Services Authority (FSA) has made public information gathered from companies about the number of complaints they receive and how they handle them. The number of complaints about Life and Pensions products was 76% lower in the second half of 2008 than it was in the first half of 2006. Meanwhile, the number of complaints relating to misleading advice has fallen by 59% over the same period. Complaints about mis-selling are the largest source of complaints about Life and Pensions products.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Sep 2009 or click here (this link will not work in all circumstances). For further information about Perspective click here.

F74957F4    
 
FSA review of pension transfer advice
FSA review of pension transfer advice
Financial Services Authority (FSA)
5 Dec 2008 United Kingdom Transfers, Industry Bodies (excl. Regulatory Bodies)

The Financial Services Authority (FSA) is taking action to improve the quality of advice given to customers to switch into a personal pension or self-invested personal pension (SIPP), following a review which found variable standards across a sample of 30 companies. The review looked at transfers from all types of pension schemes into personal pensions and SIPPs since the A-Day pension tax regime changes.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Dec 2008 or click here (this link will not work in all circumstances). For further information about Perspective click here.

724513B4   Click here to contact the authors.
 
Asset ownership, portfolios and retirement saving arrangements: past trends and prospects for the future
Asset ownership, portfolios and retirement saving arrangements
Financial Services Authority (FSA)
Dec 2008 United Kingdom Savings, Investment - General
This report explores evidence on current asset-holding amongst older individuals, how this varies with age and how it has changed over the last decade. It finds that two-out-of-three families aged between 50 and 64 hold some form of cash savings product. Around three-in-eight hold some form of investment - either indirectly through some "wrapper" product such as an ISA or through direct holdings of stocks and shares.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Dec 2008 or click here (this link will not work in all circumstances). For further information about Perspective click here.

8C453769   Click here to contact the authors.
 
FSA issues 2008 survey of the persistency of life and pensions policies
FSA issues 2008 survey of the persistency of life and pensions policies
Financial Services Authority (FSA)
Nov 2008 United Kingdom Scheme Design (inc. DB & DC), Regulatory Bodies (excl. tPR)
The Financial Services Authority (FSA) has published its 2008 survey of the persistency of life and pensions policies. The research shows that for personal pensions, persistency continues to fall, and cited the following possible reasons: continued negative publicity, which has caused consumers to lose confidence; lack of confidence in equity-based products owing to volatile share prices; and anticipating the changes arising from legislation.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Nov 2008 or click here (this link will not work in all circumstances). For further information about Perspective click here.

F7448138   Click here to contact the authors.
 
FSA reviews the quality of annuity provider literature
FSA reviews the quality of annuity provider literature
Financial Services Authority (FSA)
31 Jul 2008 United Kingdom Transfers, Annuities and Income Drawdown
An FSA review of the quality of annuity provider literature and alleged delays in the transfer of annuity funds has found that good practice certainly exists, but also that many companies must make improvements to ensure that pension customers are being treated fairly.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jul 2008 or click here (this link will not work in all circumstances). For further information about Perspective click here.

1A43161F    
 
Contracting out of SERPS/S2P to an Appropriate Personal Pension: a quantification of relative impact
Contracting out of SERPS/S2P to an Appropriate Personal Pension: a quantification of relative impact
Financial Services Authority (FSA)
Aug 2005 United Kingdom State Pensions, Regulatory Bodies (excl. tPR), Pensioners & Retirement, Contracting-out
Research commissioned by the Financial Services Authority (FSA) and carried out by OAC plc (Oxford Actuaries and Consultants), compares, across a range of model case studies, the current estimated financial position of consumers who contracted out of the additional State Pension over various periods since 1988 with the position that they would have been in had they remained in the state scheme. The study seeks to distinguish between consumers with different age, sex, income and marital status characteristics. It then further analyses how these indicative results may vary for a range of contracting out periods, past investment returns, APP charging structures, and future economic scenarios.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Aug 2005 or click here (this link will not work in all circumstances). For further information about Perspective click here.

CC303594   Click here to contact the authors.
 
2004 Survey of the Persistency of Life and Pensions Policies
2004 Survey of the Persistency of Life and Pensions Policies
Financial Services Authority (FSA)
16 Jun 2005 United Kingdom Regulatory Bodies (excl. tPR), Investment - General
The persistency survey covers policies written from 1999 to 2002 and is designed to held advisers and industry commentators make informed judgements about persistency trends and help companies measure their experience against their competitors. Results showed that the persistency for some products, including regular premium endowments and personal pensions, has continued to fall although the trend may be levelling off. The report discusses why consumers let their policies lapse, gives an analysis of the results and examines the contributing factors.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jun 2005 or click here (this link will not work in all circumstances). For further information about Perspective click here.

4F2989F3   Click here to contact the authors.
 
Financial Risk Outlook 2005
Risks seen facing the financial sector and its customers
Financial Services Authority (FSA)
Jan 2005 United Kingdom Investment - General
This report highlights a number of priority risks, including the need for people to take greater individual responsibility for long term financial provision, the popularity of some consumer products that are very complex and the need for rigorous risk management by firms of complex and relatively illiquid instruments. The Outlook also considers three variations on a central scenario of sound domestic and global economic performance in the year ahead.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jan 2005 or click here (this link will not work in all circumstances). For further information about Perspective click here.

F5278850    
 
Treating Customers Fairly Progress and Next Steps
Progress report on fair treatment of customers
Financial Services Authority (FSA)
Jul 2004 United Kingdom Regulatory Bodies (excl. tPR)
This report reviews the progress firms have made in implementing the principle requiring the fair treatment by firms of their customers and considers the next steps to build on improvements made and to address shortcomings.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jul 2004 or click here (this link will not work in all circumstances). For further information about Perspective click here.

F4248140   Click here to contact the authors.
 
Final rules on Financial Groups
Implementation of the requirements of the Financial Groups Directive
Financial Services Authority (FSA)
Jul 2004 United Kingdom Regulatory Bodies (excl. tPR)
These rules will implement the requirements of the Financial Groups Directive, which introduces for the first time a financial regime for financial conglomerates, i.e. those firms whose activities span both the banking and investment sectors and the insurance sector. These new requirements are designed to improve the stability of the financial system and, by so doing, to protect customers of financial groups.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jul 2004 or click here (this link will not work in all circumstances). For further information about Perspective click here.

522451FC   Click here to contact the authors.
 
Consultancy on a basic advice regime for stakeholder products
Consultancy on a basic advice regime for stakeholder products
Financial Services Authority (FSA)
Jun 2004 United Kingdom Stakeholder
The Financial Services Authority is to consult on proposals for a simpler, quicker and lower cost form of financial advice to consumers. At present, the new regime would be limited to the Government's proposed suite of "stakeholder" products. The proposed regime would support the Government's objective of making it easier for all consumers to have access to "risk controlled" products, with low charges, that match their needs and preferences, while still providing an appropriate level of consumer protection.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jun 2004 or click here (this link will not work in all circumstances). For further information about Perspective click here.

C92391E2   Click here to contact the authors.
 
Building financial capability in the UK
Ways to build a national strategy for improving financial capability
Financial Services Authority (FSA)
May 2004

The Financial Capability Steering Group, formed last year by the FSA to identify ways to build a national strategy for improving financial capability, has identified seven key projects to be developed and implemented by seven newly formed working groups. The FSA will also carry out a national benchmark survey to measure current consumer confidence and understanding of financial matters. This will help to measure future progress of the strategy.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> May 2004 or click here (this link will not work in all circumstances). For further information about Perspective click here.

78233753   Click here to contact the authors.
 
More flexible rules for Collective Investment Schemes
Rules for UK authorised collective investment schemes
Financial Services Authority (FSA)
Mar 2004 United Kingdom Regulatory Bodies (excl. tPR)
These rules largely confirm the proposals put forward last year in Consultation Paper 185 and halve the length of the rulebook covering this sector. Retail investors will have access to a wider range of investment opportunities and product features, together with better information about the progress of their investments, while schemes available only to professional investors will benefit from a reduction in regulation.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Mar 2004 or click here (this link will not work in all circumstances). For further information about Perspective click here.

A221528B   Click here to contact the authors.
 

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