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Searching for: researcher is "cd howe institute"

Surveys listed in reverse order of publication date

Results 1-15 of 15.

Rich Man, Poor Man: The Policy Implications of Canadians Living Longer
CD Howe Institute E-Brief
CD Howe Institute
23 Aug 2018 Canada Countries - excl. European Union and US, Longevity
The CD Howe Institute has published a paper examining the relationship between earnings and longevity in Canada using an administrative dataset of Canada Pension Plan recipients. The study measures how longevity differs across earnings levels and uses these calculations for individuals in different birth cohorts to observe if the earnings-longevity gradient is steepening or if longevity is improving equally for everyone. According to the paper, the findings have direct policy implications for pensions and these are explored by showing how longevity affects the value of an annuity.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Aug 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here.

A21116277    
 
The Bigger Picture: How the Fourth Pillar Impacts Retirement Preparedness
The Bigger Picture: How the Fourth Pillar Impacts Retirement Preparedness
CD Howe Institute
27 Sep 2016 WORLDWIDE, Canada Savings, Investment - Property, Investment - General
According to a new report from the CD Howe Institute, fourth-pillar assets, or additional sources of wealth like real estate and tax-free savings accounts, significantly improve the outlook for Canadian households' retirement readiness.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Sep 2016 or click here (this link will not work in all circumstances). For further information about Perspective click here.

A310039B    
 
How Spending Declines with Age, and the Implications for Workplace Pension Plans
How Spending Declines with Age
CD Howe Institute
16 Jun 2016 WORLDWIDE, Canada Scheme Design (inc. DB & DC), Public Sector Pensions, Pensioners & Retirement, Funding and Minimum Funding Requirement, Countries - excl. European Union and US
The CD Howe Institute has published a report examining the spending habits of retirees in Canada and other developed countries. Figures show a strong tendency for personal consumption to decline in real terms with advancing age. This decline typically starts at about age 70 and accelerates at later ages but cannot be attributed to insufficient financial resources.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jun 2016 or click here (this link will not work in all circumstances). For further information about Perspective click here.

9D98437F    
 
The Benefits of Hindsight: Lessons from the QPP for Other Pension Plans
The Benefits of Hindsight: Lessons from the QPP for Other Pension Plans
CD Howe Institute
1 Oct 2015 Canada Funding and Minimum Funding Requirement, Countries - excl. European Union and US, Administration
The CD Howe Institute has published a report examining the implications of political risk for public pension schemes’ governance, funding and intergenerational equity based on the experiences of the Quebec Pension Plan (QPP).

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Oct 2015 or click here (this link will not work in all circumstances). For further information about Perspective click here.

14935464    
 
Outliving Our Savings: Registered Retirement Income Funds Rules Need a Big Update
Outliving Our Savings: Registered Retirement Income Funds Rules
CD Howe Institute
4 Jun 2014 Canada Pension Reform, Pensioners & Retirement, Legislation, Countries - excl. European Union and US
According to a report by the CD Howe Institute, many retirees will see a dramatic fall in their savings due to outdated rules requiring mandatory minimum withdrawals from registered retirement income funds and similar accounts. The research states that the rules have failed to keep pace with increased life expectancy and urges the Government to reconsider them in order to protect Canadians from outliving their savings.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jun 2014 or click here (this link will not work in all circumstances). For further information about Perspective click here.

588448A2    
 
Pooled Registered Pension Plans: Pension Saviour - or a New Tax on the Poor?
Pooled Registered Pension Plans: Pension Saviour - or a New Tax on the Poor?
CD Howe Institute
23 Aug 2012 Canada Taxation, Savings, Countries - excl. European Union and US
CD Howe Institute has published a report entitled "Pooled Registered Pension Plans: Pension Saviour - or a New Tax on the Poor?". The report proposes that the tax rules for Pooled Registered Pension Plans should be reconsidered so that they can become a suitable pension savings vehicle for persons of all ages and income classes.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Aug 2012 or click here (this link will not work in all circumstances). For further information about Perspective click here.

6570864A    
 
Winners and Losers: The Inequities with Government-Sector, Defined-Benefit Pension Plans
Winners and Losers: The Inequities with Government-Sector, Defined-Benefit Pension Plans
CD Howe Institute
11 Apr 2012 Canada Scheme Design (inc. DB & DC), Pension Reform, Countries - excl. European Union and US
CD Howe Institute has published a report entitled "Winners and Losers: The Inequities with Government-Sector, Defined-Benefit Pension Plans". The report reveals the way payout formulas for DB pension plans, typically provided to Government employees across Canada, produce little-acknowledged yet striking inequities and recommends potential reforms.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Apr 2012 or click here (this link will not work in all circumstances). For further information about Perspective click here.

C9683526    
 
Later Retirement: The Win-Win Solution
Later Retirement: The Win-Win Solution
CD Howe Institute
27 Mar 2012 Canada Pensioners & Retirement, Longevity, Countries - excl. European Union and US
According to the CD Howe Institute, people are likely to stay about five years longer in the workforce over the coming two decades. The report entitled "Later Retirement: The Win-Win Solution," finds there will be a strong trend towards later retirement by babyboomers due to social and economic pressures, without any policy action by Government to raise retirement levels.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Mar 2012 or click here (this link will not work in all circumstances). For further information about Perspective click here.

D067794C   Click here to contact the authors.
 
Fixing MP Pensions: Parliamentarians Must Lead Canada's Move to Fairer, and Better-Funded Retirements
Fixing MP Pensions: Parliamentarians Must Lead Canada's Move to Fairer, and Better-Funded Retirement
CD Howe Institute
19 Jan 2012 Canada Pension Reform, Executive Pensions, Countries - excl. European Union and US
A report by the CD Howe Institute warns that the pension plan for Canadian MPs is effectively unfunded and that a realistic appraisal of its financial condition would reveal a deficit of up to $1bn.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jan 2012 or click here (this link will not work in all circumstances). For further information about Perspective click here.

5166506A   Click here to contact the authors.
 
Saving Pooled Registered Pension Plans: It's Up To the Provinces
Saving Pooled Registered Pension Plans: It's Up To the Provinces
CD Howe Institute
15 Dec 2011 Canada Scheme Design (inc. DB & DC), Countries - excl. European Union and US
The Canadian federal Government has proposed a design for Pooled Registered Pension Plans (PRPPs) in Bill C-25. This report examines the design blueprint and concludes that it will fall short of ensuring that the majority of Canadians who do not have a workplace pension will have access to a well-regulated, low-cost, private-sector capital accumulation plan.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Dec 2011 or click here (this link will not work in all circumstances). For further information about Perspective click here.

C3658717   Click here to contact the authors.
 
Legal for Life: Why Canadians Need a Lifetime Retirement Saving Limit
Legal for Life: Why Canadians Need a Lifetime Retirement Saving Limit
CD Howe Institute
Oct 2011 Canada Savings, Legislation, Countries - excl. European Union and US
A report by the CD Howe Institute warns that federal tax rules are preventing many Canadians from saving enough for their retirement. The report explores the contribution and benefit limits in “tax assisted” DB pension plans, DC plans and RRSPs.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Oct 2011 or click here (this link will not work in all circumstances). For further information about Perspective click here.

57646182   Click here to contact the authors.
 
Don't Double Down on the CPP: Expansion Advocates Understate the Plan's Risks
Don't Double Down on the CPP: Expansion Advocates Understate the Plan's Risks
CD Howe Institute
Jun 2011 Canada Scheme Design (inc. DB & DC), Pension Reform, Countries - excl. European Union and US
A report by the CD Howe Institute warns of the risks of expanding the Canada Pension Plan (CPP) as a way of addressing concerns about low income in retirement.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jun 2011 or click here (this link will not work in all circumstances). For further information about Perspective click here.

33612228    
 
The Public-Sector Pension Bubble: Time to Confront the Unmeasured Cost of Ottawa's Pensions
The Public-Sector Pension Bubble: Time to Confront the Unmeasured Cost of Ottawa's Pensions
CD Howe Institute
11 Nov 2010 Canada Surpluses and Deficits, Funding and Minimum Funding Requirement, Countries - excl. European Union and US
According to the CD Howe Institute's latest report, obligations for Ottawa's employee pension plans are C$65bn higher than previously calculated. It was found that this was due to the Federal Government's reluctance to use accounting methods which private sector firms are obliged to use when determining pension solvency.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Nov 2010 or click here (this link will not work in all circumstances). For further information about Perspective click here.

805741B2   Click here to contact the authors.
 
Saver's Choice: Comparing the Marginal Effective Tax Burdens on RRSPs and TFSAs
Saver's Choice: Comparing the Marginal Effective Tax Burdens on RRSPs and TFSAs
CD Howe Institute
4 Feb 2010 Canada Taxation, Savings, Countries - excl. European Union and US
CD Howe Institute has published a study comparing the marginal effective tax burdens on Registered Retirement Savings Plans (RRSPs) and Tax-Free Savings Accounts (TFSAs). The research highlights how pension plan sponsors, employers contributing to group RRSPs, financial service providers, and governments whose future income may depend on taxes on individual savings, should anticipate how differences in marginal tax rates in work and retirement change the rewards from saving in different forms.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Feb 2010 or click here (this link will not work in all circumstances). For further information about Perspective click here.

975231EF   Click here to contact the authors.
 
Stress Test: Demographic Pressures and Policy Options in Atlantic Canada
Backgrounder No 120
CD Howe Institute
Nov 2009 Canada Funding and Minimum Funding Requirement, Countries - excl. European Union and US
CD Howe Institute has published a report examining the twin demographic challenges of an ageing population and slow workforce growth - factors which will affect Canada’s Atlantic provinces more acutely than other regions of the country. The study concludes that a suite of policies is required from all levels of government. Improved labour market outcomes, workforce mobility, adult skill acquisition, competitive and generationally fair tax policies and the postponement of retirement are potentially important measures in attempts to offset demographic pressures on living standards in the region.

More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Nov 2009 or click here (this link will not work in all circumstances). For further information about Perspective click here.

21514830   Click here to contact the authors.
 

Results 1-15 of 15.