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Your one point of access to surveys, research and reports for the Pensions Professional
Searching for: researcher is "aj bell"
Surveys listed in reverse order of publication date
Results 1-13 of 13.
| New Lifetime ISA study calms auto-enrolment opt-out fears but exit penalty creates confusion | ||
| New Lifetime ISA study calms auto-enrolment opt-out fears but exit penalty creates confusion | ||
| AJ Bell | ||
| 21 Nov 2018 | United Kingdom | Automatic Enrolment, Lifetime ISA, Savings, Scheme Issues & Trends |
| Research conducted by AJ Bell of 400 LISA customers has found that 56% are using the product to save for retirement, while about a third are saving for their first home. The survey also found that concerns about the impact of the LISA on auto-enrolment opt-outs are unfounded, with 78% of respondents saying that they are also saving into their workplace pension alongside their LISA, and only 3% of those not contributing to a workplace pension stating that they had opted-out to fund their LISA. More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Nov 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here. | ||
| DA11299B5 | Click here to contact the authors. | |
| Retirement Outcomes Review – where the £17.5 billion pension freedoms money has gone | ||
| Retirement Outcomes Review – where the £17.5 billion pension freedoms money has gone | ||
| AJ Bell | ||
| 26 Jun 2018 | United Kingdom | Annuities and Income Drawdown, Pension Reform |
| Research conducted by FWD on behalf of AJ Bell has revealed how the £17.5bn that has been flexibly withdrawn since the introduction of pension freedoms in 2015 has been used. The research found that a quarter of the total withdrawn has been spent on day-to-day living expenses, while £2.3bn has been used for the purchase of luxury items such as holidays, cars and home improvements. More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jun 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here. | ||
| 6A11071FD | Click here to contact the authors. | |
| Pension freedoms three years on - new analysis | ||
| Pension freedoms three years on - new analysis | ||
| AJ Bell | ||
| 27 Mar 2018 | United Kingdom | Annuities and Income Drawdown, Pension Reform |
| Nearly three years on from the introduction of the pension freedoms, analysis from AJ Bell shows that 41% of people are withdrawing more than 10% of their pension fund a year. The average annual withdrawal amount by those using the freedoms is £6,612 from an average pension fund size of £104,000. More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Mar 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here. | ||
| F710918E3 | Click here to contact the authors. | |
| Gender pay gap extends to pension freedoms | ||
| Gender pay gap extends to pension freedoms | ||
| AJ Bell | ||
| 20 Mar 2018 | United Kingdom | Annuities and Income Drawdown, Equality |
| According to research published by AJ Bell, a gender gap exists in the value of personal pension savings and awareness of the pension freedoms. The research found that on average, men have personal pension savings worth £143,000, compared to just £59,000 for women. It also identified that men are more likely to feel in control of their retirement income and have greater awareness of issues such as pension freedoms, while women are more likely to worry about paying for long term care and having income left from their pension to pass on to family members. More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Mar 2018 or click here (this link will not work in all circumstances). For further information about Perspective click here. | ||
| 30108961B | ||
| The Pension Freedoms 'Engagement Gap' | ||
| The Pension Freedoms 'Engagement Gap' | ||
| AJ Bell | ||
| Dec 2017 | United Kingdom | Annuities and Income Drawdown, Pension Reform, Savings |
| According to analysis from AJ Bell, 44% of people are withdrawing more than 10% of their pension savings each year. The findings also revealed that 46% of people making use of the pension freedoms say that they are worried about running out of money in retirement More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Dec 2017 or click here (this link will not work in all circumstances). For further information about Perspective click here. | ||
| 2B10761F5 | ||
| Pension drawdown survey | ||
| Pension drawdown survey | ||
| AJ Bell | ||
| 27 Oct 2017 | United Kingdom | Annuities and Income Drawdown, Pensioners & Retirement, Pension Reform |
| AJ Bell has published a survey of 250 British adults over the age of 55 who have entered pension drawdown since 6 April 2015 and have not purchased an annuity. According to the survey, 78% of respondents do not feel in control of their retirement income and 53% do not know how their pension fund is invested. More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Oct 2017 or click here (this link will not work in all circumstances). For further information about Perspective click here. | ||
| D31072953 | ||
| New research suggests over 8 million UK consumers don't understand pension freedom death benefits | ||
| New research suggests over 8 million UK consumers don't understand pension freedom death benefits | ||
| AJ Bell | ||
| 26 Oct 2017 | United Kingdom | Death Benefits, Taxation |
| According to research from AJ Bell, just 7% of adults with a personal pension are aware that their pension provider has discretion over who will receive their death benefits and just 4% can correctly identify how they would be taxed. Half of the respondents (51%) assumed their pension would automatically go to the person they have nominated as the beneficiary, whilst 14% thought it would form part of their estate and 25% said they did not know. More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Oct 2017 or click here (this link will not work in all circumstances). For further information about Perspective click here. | ||
| B810693C4 | Click here to contact the authors. | |
| Nearly half of those using pension freedoms are worried about running out of money | ||
| Nearly half of those using pension freedoms are worried about running out of money | ||
| AJ Bell | ||
| 25 Oct 2017 | United Kingdom | Annuities and Income Drawdown, Pension Reform |
| A survey by AJ Bell has indicated that the growing demand for the pension freedoms has been driven primarily by people wanting control over their retirement savings, with 52% of respondents giving this as a reason for not purchasing an annuity. The research also found that 46% of respondents say they worry about running out of money. More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Oct 2017 or click here (this link will not work in all circumstances). For further information about Perspective click here. | ||
| D5106926D | Click here to contact the authors. | |
| The Lifetime ISA - how long will it take to save for a house purchase and does it work for retirement? | ||
| The Lifetime ISA | ||
| AJ Bell | ||
| 16 Mar 2017 | United Kingdom | Lifetime ISA, Investment - Property, Automatic Enrolment |
| According to analysis from AJ Bell, saving into a Lifetime ISA could be an option for people saving for their retirement, although only if auto-enrolment is not an option. Assuming a starting age of 25 and an annual growth rate of 5%, for basic rate tax payers reaching 65 years old, the Government LISA bonus of 25% will produce a fund value of £126,840. More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Mar 2017 or click here (this link will not work in all circumstances). For further information about Perspective click here. | ||
| EF1032B1 | Click here to contact the authors. | |
| 1% cap on early exit penalties will unshackle £10bn of pension investments | ||
| 1% cap on early exit penalties will unshackle £10bn of pension investments | ||
| AJ Bell | ||
| 6 Feb 2017 | United Kingdom | Transfers, Advisers, Administration |
| Analysis from AJ Bell indicates that a 1% cap on early exit penalties coming into force in April could release over £20bn in pension savings. Data used in the analysis suggests that currently £10.6bn of pension savings incur an exit penalty of 1% or more and £6.2bn have an exit penalty of 2% or above. AJ Bell suggests that the rate of these penalties may have been a barrier for savers seeking to switch to a lower cost pension plan and that the implementation of the 1% cap could make a significant difference to savers who are currently trapped in poor value pension contracts. More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Feb 2017 or click here (this link will not work in all circumstances). For further information about Perspective click here. | ||
| 2E10257E | ||
| Property is no easy street compared to pensions | ||
| Property is no easy street compared to pensions | ||
| AJ Bell | ||
| 3 Oct 2016 | United Kingdom | Pensioners & Retirement, Investment - Property, Investment - Performance |
| New analysis by AJ Bell has compared the outcome of investing £100,000 via a pension and buy-to-let property over a 20-year period. According to the report, a pension invested in the FTSE All-Share delivered a better return than a single buy-to-let property. More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Oct 2016 or click here (this link will not work in all circumstances). For further information about Perspective click here. | ||
| 1F1003D3 | Click here to contact the authors. | |
| FTSE 100 companies with pension deficits paid out £48bn in dividends | ||
| FTSE 100 companies with pension deficits paid out £48bn in dividends | ||
| AJ Bell | ||
| 15 Jun 2016 | United Kingdom | Surpluses and Deficits, Funding and Minimum Funding Requirement |
| According to analysis from AJ Bell, 54 FTSE 100 companies with funding deficits on their staff pension schemes paid out a total of £48bn in dividends a year for 2014 and 2015. This is almost equal to the total deficit of their pension schemes which is £52bn. More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Jun 2016 or click here (this link will not work in all circumstances). For further information about Perspective click here. | ||
| 38983484 | ||
| Half of advisers struggle to give pension freedom advice below £50,000 | ||
| Half of advisers struggle to give pension freedom advice below £50,000 | ||
| AJ Bell | ||
| 17 Nov 2015 | United Kingdom | Pension Reform, Pension Liberation, Advisers |
| Research from AJ Bell has revealed that 50% of advisers are finding it difficult to provide advice on April's pension freedoms if their client has less than £50,000 in their pension pot. According to the findings, 77% of advisers stated that the main barrier to providing financial advice is the regulatory costs associated. More details are generally available exclusively to subscribers of Perspective, the electronic pensions legal & regulatory information and news service. To read the summary, subscribers should launch Perspective and navigate via the Table of Documents to PensionSurveys >> Nov 2015 or click here (this link will not work in all circumstances). For further information about Perspective click here. | ||
| CF944012 | ||
Results 1-13 of 13.
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